An Education Loan is a financial product offered by banks or financial institutions that can assist in paying for higher education, typically for undergraduate and postgraduate studies. This type of loan can cover various expenses related to education, such as tuition fees, living expenses, and other costs like health insurance and books, either partially or in full.

BlueFish Global Education offers Education Loans with interest rates ranging from 5% p.a. to 9% p.a. for loans, depending on factors such as the country, course, co-signer profile, and student academic profile. To learn more about the specific interest rates available for your situation, please register to receive a call back from a BlueFish Global Education representative.

BlueFish Global Education does not directly offer education loans to students. However, we collaborate with our partner banks and financial institutions in India and the United States of America to assist our clients in obtaining the most appropriate education loans with the most favorable terms and lowest interest rates.

BlueFish Global Education aims to assist you in accomplishing a multitude of tasks that need your attention while working towards gaining admission to your desired foreign university. These tasks include research, test preparation, documentation, application submissions, visa applications, and more. BlueFish Global Education understands the importance of these tasks and also addresses your education finance needs. By relying on BlueFish Global Education, you can avoid the hassle of conducting research on various loan products, their eligibility criteria, and the application process. We simplify the process for you by securing the best deal possible and saving you a significant amount of time. With BlueFish Global Education taking care of your education finance requirements, you can focus on achieving your academic goals.

• From Indian Banks
• Multiple repayment options are available, with repayment timelines typically spanning 5 year to 10 year .
• During your education, only the interest payments are to be made, and the EMIs commence post-graduation.
• If you meet the eligibility criteria for partial interest, you would need to make only partial interest payments during your education, and full EMIs commence post-graduation.
• Loans with collateral are eligible for full deferral, meaning that you are not required to make any repayments during your education, and the complete EMIs begin after graduation.
• From US Banks
• Multiple repayment options are available, with repayment timelines typically spanning 5 to 20 years.
• During your education, only the interest payments are to be made, and the EMIs commence post-graduation.
• For full deferral, you are not required to make any repayments during your education, and the complete EMIs begins after graduation.

While BlueFish Global Education does not impose any processing fee, facilitation charges, or origination charges on Indian Rupee Education Loans, banks and NBFCs may levy processing fees of around 1% of the loan amount. On the other hand, for loans in US dollars, BlueFish Global Education charges a loan processing fee of 1.25% (plus GST) of the loan amount, with no other fees or charges.

There are no penalties for making early payments for students and restrictions on time.

The entire amount stated in the I-20 form can be obtained.

Student Documents (from Indian Banks): Academic Transcripts / Marksheets, Test Scores and Proof of Admission Co-Applicant/Co-Borrower Documents: Bank Statement, Income Proof (IT Return, Salary Slips, Form 16, etc. depending on source of income)

Student Documents (from US Banks): Offer letter and Passport copy. 

Conditional approval can be received within 4-5 working days of submitting all the necessary documentation.

An education loan denominated in US Dollars is granted and distributed by a US-based bank, with both disbursement and repayment made in US Dollars. The primary benefit of this type of loan is the lower interest rates offered, along with safeguarding against foreign exchange fluctuations.

Yes, only if you are applying to the USA universities.